A young professional working thoughtfully at her desk, surrounded by colorful office supplies and a laptop, engages in creative planning and organization. Here's something interesting - you're 2-3 times more likely to achieve your goals if you make a specific plan about when, where, and how you'll act on them. Setting effective goals needs more than just picking what you want. You need a well-laid-out approach to reach them. Clear, achievable objectives are the foundations of
